How much do you owe? -- If you're married, divorced, or separated -- Create a budget and control spending -- Prioritizing your debts -- Finding money to pay your debts -- Negotiating with your creditors -- What to expect when you can't pay your debts -- Reducing mortgage payments and dealing with foreclosure -- Dealing with debt collectors -- Understanding loan and other credit documents -- Student loans -- Child support and alimony -- Lawsuits and collection of judgments -- Bankruptcy: the ultimate weapon -- Property creditors can't take -- Rebuilding your credit -- Choosing and managing credit cards -- Help beyond this book.