Dealing with debt : your rights and responsibilities in Minnesota
Title:
Dealing with debt : your rights and responsibilities in Minnesota
Edition:
5th ed. / Rev. ed.
Physical Description:
50 pages : illustrations, forms ; 28 cm.
Contents:
Managing your debts -- Credit cards -- Your debt collection rights -- The threat of a lawsuit -- Wage garnishment and your rights -- Student loans -- Refinancing -- Bankruptcy -- Debt management, debt settlement, and avoiding scams.
Added Corporate Author:
More Information:
https://www.lawhelpmn.org/self-help-library/booklet/dealing-debt
Summary:
Most families face debt at some time or another. Losing a job, losing public assistance benefits, sudden medical bills, or divorce can push a family into debt. There are many ways creditors can try to collect debts. Two of the most common ways are when they use a collection agency, and when they file a lawsuit. These methods are discussed in this booklet. Debt collectors often use pressure tactics that can make a stressful situation worse -- and sometimes violate the law. This booklet was written to help families struggling with debt by explaining consumer rights and providing resources. This booklet is a brief guide and is not meant to answer all legal or financial questions.
