Long-term care : how to plan and pay for it

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Title:

Long-term care : how to plan and pay for it

Author:

Matthews, J. L., 1946- author.

ISBN:

9781413323115

Edition:

11th edition.

Physical Description:

371 pages ; 23 cm

Series:

Nolo Press self-help law books.

General Note:

Includes index.

Subject Term:

Older people -- Long-term care -- Evaluation.

Long-term care of the sick -- Evaluation.

Older people -- Long-term care -- Finance.

Long-term care of the sick -- Finance.

Consumer education.

Genre:

Law for laypersons

Added Corporate Author:

Nolo (Firm)

Summary:

To find the right kind of long-term care, you may need to make difficult personal, medical, and financial decisions during emotionally tough times. Long-Term Care helps you and your family understand the range of available choices. Even more important, it guides you toward the best care you can afford.

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Library	Call Number	Status
Searching... Stillwater Public Library	362.160681 MAT	Searching... Unknown

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Summary

Get the best care, in the right place, at the right price

To find the right kind of long-term care, you may need to make difficult personal, medical, and financial decisions during emotionally tough times. Long-Term Care helps you and your family understand the range of available choices. Even more important, it guides you toward the best care you can afford. You'll learn how to:
explore your options for home care, assisted living and nursing homes get the most out of Medicaid, Medicare and veterans' programs evaluate long-term care insurance consider the special needs of people with dementia or Alzheimer's, and protect your loved ones from elder fraud.
This completely updated edition includes an expanded discussion of Medicaid coverage, special long-term care insurance, assisted living, and long-term care. Plus, you'll get up-to-date benefit numbers, laws and taxes, and revised information on veterans' benefits.

Author Notes

Joseph Matthews, a California attorney, has been involved in matters relating to seniors for many years. He is the author of Nolo's Social Security, Medicare Government Pensions and How to Win Your Personal Injury Claim.

Your Long-Term Care Companion	p. 1
1 Making Decisions About Long-Term Care	p. 3
Getting Started	p. 4
Make a Realistic Family Commitment	p. 15
What Can You Afford?	p. 16
Geriatric Care Managers	p. 22
Other Legal and Financial Matters	p. 25
2 At-Home Care	p. 29
What Is Home Care?	p. 32
How to Find Home Care Services	p. 37
Services Provided	p. 41
Kinds of Providers	p. 45
What to Look For	p. 49
Getting Started	p. 52
Costs of Home Care	p. 55
Financing Home Care Through Reverse Mortgages	p. 58
Cashing in a Life Insurance Policy	p. 62
Supplements to Home Care	p. 65
3 Organized Senior Residences	p. 71
Independent Living	p. 73
Assisted Living	p. 84
Combination Residential Facilities	p. 95
4 Nursing Facilities	p. 105
Levels of Care	p. 108
Choosing the Right Facility	p. 114
Your Written Contract	p. 134
5 Care for Elders With Alzheimer's Disease	p. 139
The Symptoms and Stages of Alzheimer's	p. 141
Home Care for Alzheimer's	p. 146
Residential Care Facilities for Alzheimer's	p. 154
6 Hospice Care	p. 161
Medicare Eligibility for Hospice Care	p. 163
Services Provided by Hospice	p. 167
How Hospice Operates	p. 170
Payment for Hospice Care	p. 173
7 Medicare and Veterans Benefits	p. 175
Medicare Coverage for Long-Term Care	p. 177
Veterans Benefits for Long-Term Care	p. 184
8 Medicaid Coverage for Long-Term Care	p. 191
Eligibility for Medicaid	p. 192
What Medicaid Pays For	p. 203
Finding Out About Medicaid in Your State	p. 208
If You Are Denied Medicaid Coverage	p. 209
Medicaid Rules on Transfer of Assets	p. 211
Strategies to Protect Your Assets	p. 216
Long-Term Care State Partnership Insurance Protects Assets	p. 225
9 Long-Term Care Insurance	p. 229
Is Long-Term Care Insurance Right for You?	p. 232
Finding Long-Term Care Policies	p. 237
Warnings About Insurance Practices	p. 238
Eligibility for LTCI	p. 242
The Cost of Premiums	p. 242
Kinds of Care the Policy Will Cover	p. 247
Benefit Amounts and Length of Coverage	p. 252
How Much Coverage You Need	p. 254
Inflation Protection	p. 256
Triggers That Start Your Benefits	p. 258
Coverage Conditions and Exclusions	p. 260
10 Protecting Choices About Medical Care and Finances	p. 267
Health Care Decisions	p. 268
Financial Decisions	p. 282
Guardianships and Conservatorships	p. 287
11 Elder Fraud	p. 291
Why Elders Are Targets	p. 292
Who Commits Elder Fraud	p. 294
Types of Elder Fraud	p. 307
Where to Get Help	p. 324
Appendix
Resource Directory	p. 329
Area and State Agencies on Aging	p. 330
Alzheimer's Disease Organizations	p. 330
Caregiver Support Groups	p. 331
Home Care, Community Programs, and Senior Residences	p. 331
Hospice Organizations	p. 333
Insurance-Long-Term Care	p. 333
Legal Assistance	p. 334
Medicaid Assistance	p. 334
Nursing Facility and Alternative Residence Organizations	p. 335
Ombudsman Offices	p. 336
Reverse Mortgage and Home Equity Conversion Assistance	p. 336
Life Insurance Settlement Assistance	p. 337
Index	p. 339

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