Juggling the possible loss of his job, a romantic estrangement, and court-ordered medication, Michigan repo man Ruddy McCann learns that the tragedy that defined his life may be a lie. The possibility compels his investigation into a string of local disappearances of women in the area. With the voice of Alan, a dead real estate agent, in his head and his lovable basset hound at his side, Ruddy works to bring down a corrupt banker, stop a serial killer, and win back the love of his ex-fiancée, Katie.